The driving test is 75 years old this month, and over that time motorists have become well aware of the need for caution around learner drivers.
Provisional Marmalade, the new driver’s champion, has collaborated with Halfords to provide an innovative car insurance product that provides provisional drivers with fully comprehensive insurance on a family or friend’s car for just £3 a day.
More traditional insurance usually involves a hefty premium that can be thousands of pounds, and jeopardise the car owner’s no claims bonus.
The high cost has meant that learner drivers aged 17-21 have declined from 46% to 32% in recent years.
Halfords’ Diane Perry has said that high prices have put off many young drivers from taking advantage of extra practice outside of paid lessons.
High costs are not only an issue for learner drivers.
Recent research by moneysupermarket.com has shown that one in ten families are performing the criminal act of ‘fronting’, which is when a parent takes out insurance on a child’s car in the parent’s name.
Source:
Cheap Car Insurance: Benefits of Being a Law-abiding Motorist
You are responsible for taking care of your car and its health and at the same time you must be careful about yourself while driving it. You are getting good comfort and convenience by using your car but do you think about its safety and security. Now, people who take care of their vehicle are opting for cheap car insurance too often.
Generally, most of the people think that they dont need car insurance because they take good care of it and nothing can happen with it. But this is the tragedy with misfortune that it is unforeseeable. In fact, anything can happen with your car despite of your great care. Your car is susceptible to car theft, vandalism, fire and road accidents. Cheap car insurance is always a good idea to avoid bad implications of any of these misfortunes.
In fact, car insurance is a legal requirement in the UK and it is an absolute minimum before venturing on to the road. You are required by law to have car insurance to cover your potential liability to other road users. The law requires every person using a motor vehicle on the road in the UK, or permitting others to use that vehicle, to be insured against damage by causing personal injuries to third parties. Previously, many drivers were avoiding car insurance due to high premium but now many cheap car insurance plans have come up with great benefits.
Most auto-insurance companies offer three types of cheap car insurance, third party only (TPO), third party, fire and theft and comprehensive car insurance. The TPO plan insures against accidental damage to a third party vehicle and injury to third parties. Third party, fire and theft include all the benefits of third party only with the addition of cover for fire, lightning, explosion, theft, attempted theft and taking without consent. Whereas, fully comprehensive car insurance covers against accidental damage to a third party vehicle and to the policyholder’s car, injury to third parties and liability to passengers in the policyholder’s car.
Motorists 'being forced to choose lower-cost car insurance'A poll undertaken by uSwitch.com found that six per cent of third-party insurance holders have downgraded their policies from fully comprehensive cover in recent months in a bid to save money. Furthermore, the research also found that Motorists forced to opt for lower level cover U-turn on insurance
PR-Inside.com (Pressemitteilung), Austria - Jun 03, 2009
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