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Policies will be underwritten and administered by insurance giant Aviva. Irish Times

One of Ireland’s largest banks is to start offering car insurance, it was revealed today.

Ulster Bank will sell private motor cover through its 135 branches nationwide, as well as online and over the telephone.

Tim McCarthy, a managing director of the bank’s retail services, said they want to tap into customer demands for better value car insurance. “Ulster Bank is now in a position to provide comprehensive cover nationwide through the familiarity and strength of the bank’s established branch network and brand name,” he said.

Policies will be underwritten and administered by insurance giant Aviva.

Ulster Bank said it will offer discounts of up to 10 per cent on new policies for its existing customers.

It claims the availability of private motor insurance from its branches will create one of the largest car insurance networks in Ireland.

The bank will offer two levels of cover: a no-frills budget comprehensive cover with the option of add-ons; and a “Premier” option with breakdown assistance, windscreen cover and a lower policy excess as standard.

Know the most Important Part about your Car Insurance

What types of cover do you will get in Car Insurance?

Comprehensive Third Party Fire & Theft
Liability for death of or injury to third parties
(including passengers).
Liability for damage to property
(limit £20,000,000 any one accident).
Liability of passengers
to other parties.
Legal costs
incurred with our consent. (limit £5,000,000 any one accident for loss or damage to property)
Loss of or damage to the car
as a result of fire or theft.
Accidental damage to the car
(including its accessories).
Replacement of locks following theft of keys
(limit £750 any one claim)
Personal accident benefit
of £5000 for you and / or your spouse for death or certain medical conditions.
Foreign use - up to 30 days cover in any EU and certain other associated countries during the policy year.
Medical expenses
up to £250 for each person in the car.
Replacement of child car seats following their loss or damage or impact damage to the car
Personal effects
up to £250 for any one occurrence.
Accident Recovery Service
Motor Legal Expenses & Legal Helpline. optional optional
Enhanced Courtesy Car Cover optional optional
UK & European Breakdown Cover. (Subject to certain limitations) optional optional
Extended Foreign Use optional optional

Am I insured to drive someone else's car?

No, Third Party Liability whilst you are driving another vehicle is not generally available except when

the vehicle does not belong to you and is not hired to you under a hire purchase agreement
there is no other insurance policy which insures...

Read more...

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The coverage levels of Auto insurance car insurance was given depending on the type of coverage purchased, while buying Auto insurance ...

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