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Motorcycle Training Does Not Reduce Crash Risk, Study Says New York Times (blog)

Courses designed to make new motorcyclists safer are not decreasing crashes, according to a new study by the Highway Loss Data Institute, an affiliate of the Insurance Institute for Highway Safety . However, research also shows that helmets and antilock brakes on motorcycles are life savers.

“We are not saying they aren’t supposed to get training, but we need to have realistic expectations about what training can do,” said Anne McCartt, the senior vice president for research at the Insurance Institute, which is funded by the insurance industry.

These findings are part of a number of studies the institutes have just released on motorcycles. The groups have looked at antilock brakes, helmet laws and rider training programs to see what role they play in keeping riders safe and preventing deaths.

The issue is that as ridership has increased, so has the number of fatal crashes. Motorcycle registrations rose to 7.7 million in 2008, which is up from 4.3 million in 2000, according to R.L. Polk & Company data. Rider deaths topped 5,000 in 2008, more than in any year since 1975, when the government began collecting fatal crash data.

Re: Being Named on Auto Policy

Dear Community,

Hello. I have a question I hope you can answer.

First, the state being considered is New York. I am 21 and have my driver's license. I do not own a car or have any kind of driver's insurance. Our family owns two cars that are both registered under my father's name. The car insurance policy on both cars is under my father's name and lists only himself and my mother. That is to say, I am not listed on the car insurance policy.

Previously, I was at school 200 hundred miles from home with no car, so there was no issue. But now I am at home.

I do not drive the two cars mentioned above without permission from my parents. The only time I drive is when it is absolutely necessary, such as when I bring my sister to school or pick her up. I would say I drive on average twice a month.

Does my father need to explicitly call the car insurance company and have my name listed under his policy? I have spend much time searching the internet and have been unable to find a clear answer.

The New York State DMV only talks about the requirement of having the vehicle insured, and does not specify whether drivers themselves must be listed under a policy.

According to "The Truth About Insurance Website" 's page on Auto insurance, since I am a family member of the named insured (my father), I would be covered under the name insured's policy.
Link:
[http] :// [www]. thetruthaboutinsurance. [com] /auto-insurance-am-i-covered/

What is the consensus? Am I okay given the conditions on when I would drive the car?

Of course, the best method of resolving the issue is to call the car insurance company directly and ask because they need to know such information anyhow, but in all likelihood the premium would go up and our family is in no mood for the bills to increase any further... I got the driver's license for the sake of being able...

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www.extremecars.biz Auto insurance refers to the insurance that is common for insuring all types of vehicles against all kinds of uncertainties ...

any driver car insurance - News


Testing older drivers is long overdue, many say - Taunton Daily Gazette
Testing older drivers is long overdue, many sayThe rates aren't reflective of the risk, said Loretta Worters, vice president of the Insurance Information Institute, an industry analysis group. One point insurance group makes: Older drivers are more likely to die in car accidents than younger ones.

Mother and baby injured as car crashes into Danvers Wal-Mart - Boston Globe
Mother and baby injured as car crashes into Danvers Wal-MartWhat needs to happen is the insurance companies need to start charging these road hazards a fair premium and the state needs to force annual driving tests. So Joe: I agree that older drivers should probably be re-tested on a regular basis; however,

Speed cameras on US highways?
She says radars similar to mobile-police devices measure a motorist's time over distance and any breach of the speed limit results in a camera image of the front of the car --including the driver, and the car's rear license plate.

I miss Tom Daschle and Ted Kennedy - Daily Kos
I miss Tom Daschle and Ted Kennedy - Daily Kos NewsdayI miss Tom Daschle and Ted KennedyBut then Daschle ran into tax issues during the prelude to his confirmation hearings (he failed to pay income taxes on a car and driver), and Obama, after some hesitation, rather bloodlessly cut him loose. The second man was Ted Kennedy, Obama agenda: Health-care watch Obama's Big Health Care Test National Health Care Will Obliterate the Concept of Individual Liberty

Keeping Teen Car Insurance Affordable - HULIQ
Keeping Teen Car Insurance Affordable - HULIQ The Star-Ledger - NJ.comKeeping Teen Car Insurance AffordableMany school systems offer drivers' ed courses that students can take as a class during their regular school day schedule. In most cases these courses do not have any out-of-pocket expenses to students or their families. Savings on car insurance from Do Online Car Insurance Quotes Work?